Lease purchase payment on the statement vs the contracted amount
The settlement
Omar Ellis is on a lease purchase. The tractor payment is the largest line on his settlement. The addendum named a weekly amount. Some weeks the statement used a different one.
He had the original lease, the payment addendum, and twelve weeks of statements. Adding those by hand in a cab was how he missed the weeks that differed.
The match
He uploaded the lease, the addendum, and twelve settlements. Pay Oper indexed the payment clause and compared each week's tractor line to that amount.
Weeks that differed from the addendum were flagged with the section of his own contract. Pay Oper did not contact the carrier. Omar sent those notes himself.
What Pay Oper showed
What he could see:
- Tractor payment next to the weekly amount in the addendum.
- Flags on weeks that used a different amount.
- The addendum clause, not a generic explanation.
- A request he could send from his own email.
Pay Oper did not take a percentage of anything he recovered. The subscription stayed flat.
What he uploaded
After that week
He keeps uploading each week. The tractor line stays next to the addendum. If a later week differs, he already has the clause in front of him.
The product never calls a payment illegal.
Whether to raise a week with the carrier is his call. Pay Oper does not send that request.
