Straight answers

You upload a weekly settlement and your signed lease. Pay Oper itemizes each deduction and shows where a charge has no matching clause, or differs from the amount the lease specifies.

It also tracks escrow and cost per mile from the weeks you provide.

No. Pay Oper never receives, holds, or transmits money. It does not advance funds, buy receivables, or take a percentage of anything you recover.

Pricing is a flat subscription.

No. Every request is sent by you, from your own email, in your own name.

Whether to raise a discrepancy, and how, is your decision.

No. A flag means the charge does not appear in your lease, or it differs from the contracted amount.

Pay Oper never states that a deduction is illegal, fraudulent, or actionable.

Free covers one settlement a month. Core is $19. Pro is $39. Fleet is $99 for ten trucks.

See Pricing for every plan.

Pick a plan on the pricing page, complete checkout, then go to the product page to upload a statement and your lease.

Questions: (888) 903-2411 or support@payoper.com.

Pay Oper is a corporation at 580 S High St, Columbus, OH 43215.

Phone (888) 903-2411. Email support@payoper.com.

Pay Oper does not take a cut. It does not buy your receivables. It does not call the carrier.

You get a read-only match of the statement to the lease you signed.

Leased owner operators. One truck on Free, Core, or Pro. Up to ten trucks on Fleet.

If you are not leased, the product has nothing to match against.

No. Pay Oper is software, not a law firm and not a financial advisor.

If you want an opinion on your rights, talk to a licensed attorney in your state.

Complete, legible copies of your settlement statements and your signed lease, including addenda.

If an amendment is missing, a flag can be wrong. Review every flag against your own records.

No. SMS is promotional only. It is not how Pay Oper delivers settlement analysis.

You can subscribe to any plan without joining texts. Reply STOP to leave.

Fleet is $99 a month for ten trucks. Same read-only review. You still send every request.

Core is $19. Pro is $39. Free covers one settlement a month.

It tracks the balance, the interest that should post, and the return clock that starts at termination.

That is often the largest single dollar figure on the statement. The product does not hold the escrow.

Yes. Paid plans renew until you cancel. Access continues through the end of the paid period.

Subscription fees are not refundable except where required by law.